Community Bank System Stock Performance
| CBU Stock | USD 66.42 1.03 1.58% |
On a scale of 0 to 100, Community Bank holds a performance score of 13. The firm shows a Beta (market volatility) of 1.01, which signifies a somewhat significant risk relative to the market. Community Bank returns are very sensitive to returns on the market. As the market goes up or down, Community Bank is expected to follow. Please check Community Bank's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether Community Bank's price patterns will revert.
Risk-Adjusted Performance
Good
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Community Bank System are ranked lower than 13 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively conflicting fundamental drivers, Community Bank unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.23 | Five Day Return 5.64 | Year To Date Return 12.55 | Ten Year Return 82.25 | All Time Return 1.6 K |
Forward Dividend Yield 0.0286 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.87 | Dividend Date 2026-04-10 |
1 | Disposition of 1370 shares by John Whipple of Community Bank subject to Rule 16b-3 | 12/01/2025 |
2 | Swiss National Bank Sells 1,000 Shares of Community Financial System, Inc. CBU | 12/02/2025 |
3 | Disposition of 4246 shares by John Parente of Community Bank at 38.02 subject to Rule 16b-3 | 12/16/2025 |
4 | A Look At Community Financial System Valuation After New Share Repurchase Program Announcement - simplywall.st | 01/07/2026 |
| Community Bank dividend paid on 12th of January 2026 | 01/12/2026 |
5 | Community Financial System to Release Earnings on Tuesday | 01/26/2026 |
6 | A Look At Community Financial System Valuation After Recent Branch Expansion And Share Price Moves | 01/27/2026 |
7 | CBU Q4 Deep Dive Diversification and Deposit Growth Support Steady Results | 01/28/2026 |
8 | Acquisition by Mark Bolus of 1225 shares of Community Bank subject to Rule 16b-3 | 02/02/2026 |
9 | Mississippi Center for Legal Services Receives 150K Grant from FHLB Dallas and Community Bank of Mississippi to Support Housing Stability and Legal Aid | 02/04/2026 |
| Begin Period Cash Flow | 191 M | |
| Total Cashflows From Investing Activities | -835.6 M |
Community | Build AI portfolio with Community Stock |
Community Bank Relative Risk vs. Return Landscape
If you would invest 5,601 in Community Bank System on November 8, 2025 and sell it today you would earn a total of 938.00 from holding Community Bank System or generate 16.75% return on investment over 90 days. Community Bank System is generating 0.2704% of daily returns assuming volatility of 1.5649% on return distribution over 90 days investment horizon. In other words, 14% of stocks are less volatile than Community, and above 95% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Community Bank Target Price Odds to finish over Current Price
The tendency of Community Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 66.42 | 90 days | 66.42 | near 1 |
Based on a normal probability distribution, the odds of Community Bank to move above the current price in 90 days from now is near 1 (This Community Bank System probability density function shows the probability of Community Stock to fall within a particular range of prices over 90 days) .
Community Bank Price Density |
| Price |
Predictive Modules for Community Bank
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Community Bank System. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Community Bank Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Community Bank is not an exception. The market had few large corrections towards the Community Bank's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Community Bank System, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Community Bank within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.23 | |
β | Beta against Dow Jones | 1.01 | |
σ | Overall volatility | 2.90 | |
Ir | Information ratio | 0.15 |
Community Bank Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Community Bank for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Community Bank System can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Over 78.0% of the company shares are held by institutions such as insurance companies | |
| On 12th of January 2026 Community Bank paid $ 0.47 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Mississippi Center for Legal Services Receives 150K Grant from FHLB Dallas and Community Bank of Mississippi to Support Housing Stability and Legal Aid |
Community Bank Fundamentals Growth
Community Stock prices reflect investors' perceptions of the future prospects and financial health of Community Bank, and Community Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Community Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0125 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.36 % | ||||
| Current Valuation | 3.83 B | ||||
| Shares Outstanding | 52.68 M | ||||
| Price To Earning | 19.81 X | ||||
| Price To Book | 1.71 X | ||||
| Price To Sales | 4.32 X | ||||
| Revenue | 928.71 M | ||||
| Gross Profit | 796.94 M | ||||
| EBITDA | 317.25 M | ||||
| Net Income | 182.48 M | ||||
| Cash And Equivalents | 247.39 M | ||||
| Cash Per Share | 4.60 X | ||||
| Total Debt | 998.87 M | ||||
| Debt To Equity | 0.35 % | ||||
| Book Value Per Share | 38.08 X | ||||
| Cash Flow From Operations | 242.28 M | ||||
| Earnings Per Share | 3.97 X | ||||
| Market Capitalization | 3.44 B | ||||
| Total Asset | 16.39 B | ||||
| Retained Earnings | 1.28 B | ||||
About Community Bank Performance
Assessing Community Bank's fundamental ratios provides investors with valuable insights into Community Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Community Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.11 | 0.12 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.11 |
Things to note about Community Bank System performance evaluation
Checking the ongoing alerts about Community Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Community Bank System help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Over 78.0% of the company shares are held by institutions such as insurance companies | |
| On 12th of January 2026 Community Bank paid $ 0.47 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Mississippi Center for Legal Services Receives 150K Grant from FHLB Dallas and Community Bank of Mississippi to Support Housing Stability and Legal Aid |
- Analyzing Community Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Community Bank's stock is overvalued or undervalued compared to its peers.
- Examining Community Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Community Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Community Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Community Bank's stock. These opinions can provide insight into Community Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Community Stock Analysis
When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.